Loan programs

Commercial real estate financing for investors

Every commercial deal is different. These are the programs we work with most; we’ll talk through which one fits your property and business plan.

Modern three-story office building with a blue and silver facade

Purchase

Acquisition loans

Financing to purchase income-producing commercial property, sized around the property’s income and your business plan.

A good fit for

Multifamily, office, retail, industrial, mixed-use and self-storage
Stabilized or near-stabilized properties
Single assets or small portfolios

Historic red-brick building joined to a modern glass addition

Short-term

Bridge loans

Short-term capital to close on time and carry a property until it is ready for permanent financing or a sale.

A good fit for

Time-sensitive closings and auction or off-market deals
Lease-up and stabilization periods
Bridging a maturing loan to the next one

Renovated office interior with glass-walled rooms along a corridor

Renovation

Value-add & repositioning

Purchase or refinance plus a capital-improvement budget, so you can renovate, re-tenant or reposition the asset.

A good fit for

Interior and exterior renovations
Re-tenanting vacant or under-leased space
Change-of-use and conversion projects

Multi-story building under construction, wrapped in scaffolding

Ground-up

Construction + land

Financing for ground-up commercial and multifamily projects, including options that bring the land purchase into the loan.

A good fit for

Land and build financing
Draw-based funding as work is completed
Multifamily, industrial, retail and mixed-use projects

Mid-rise apartment building with balconies at dusk

Equity

Refinance & cash-out

Replace existing debt or put the equity in a commercial property to work on your next acquisition, without selling.

A good fit for

Rate-and-term or cash-out structures
Use proceeds for your next deal or property improvements
Business-purpose commercial property only

Empty modern warehouse interior with polished concrete floors

Long-term

Long-term hold financing

Longer-term financing for stabilized properties you plan to own and operate, underwritten on the property’s income.

A good fit for

Stabilized, income-producing assets
Predictable payments for buy-and-hold owners
Purchase or refinance

Photos are representative of the property types we finance and do not show specific loans.

Terms, rates and eligibility depend on the property, the business plan and underwriting. We don’t publish rates because every deal is different. Ask us for a quote on yours.

Next step

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